Types of Federal Financial Aid Available
Students may apply for federal financial aid by submitting a Free Application for Federal Student Aid (FAFSA). To learn more about federal financial aid at Ensign College, visit https://www.ensign.edu/financial-aid. Ensign College participates in the following federal programs.
Federal Pell Grant
https://www.ensign.edu/federal-pell-grant
A Federal Pell Grant is provided by the U.S. Department of Education on the basis of financial need. Pell Grants are based on the estimated cost of attendance, length of the enrollment period, and then number or program applicable credits in which a student enrolls. Most students do not have to be enrolled full time to qualify for a Pell Grant; however, taking less than 12 credits will result in a prorated award. The student must be an undergraduate who does not already have a bachelor’s degree. A Pell Grant is not a loan and is not required to be paid back in most circumstances.
Federal Direct Loans
https://www.ensign.edu/financial-aid/direct-subsidized-loans
https://www.ensign.edu/financial-aid/direct-unsubsidized-loans
The U.S. Department of Education provides a Federal Direct Subsidized Loan based on financial need. The U.S. Department of Education also provides a Federal Direct Unsubsidized Loan; however, it is not based on financial need. Students must be enrolled in at least 6 program applicable credits for their loan funds to disburse. Principal and interest payments are postponed while the student is enrolled in at least 6 credits (half-time) and during the six-month grace period after graduation or ceasing to attend at least half-time. While the student is enrolled in at least 6 credits (half time), the federal government pays the interest for the student. For more information on student loans and grace periods, please visit https://studentaid.gov/.
Federal Direct Parent Loan for Undergraduate Students (PLUS)
https://www.ensign.edu/parent-plus-loan
A Federal Direct Parent Loan for Undergraduate Students (PLUS) is available for the parents of undergraduate students who are enrolled in at least half-time (6 credits). The amount borrowed by the parent may not exceed the estimated cost of attendance during the period of enrollment. Please contact the financial aid office to determine eligibility.
General Eligibility for Federal Student Aid
https://www.ensign.edu/eligibility-requirements
In general, a financial aid recipient must meet the following eligibility standards:
- Have a high school diploma, G.E.D. certificate, or a high school equivalency certificate issued by their state of legal residence.
- Be admitted and enrolled as a degree-seeking student (must be enrolled in a program that is eligible for federal financial aid).
- Be a U.S. citizen or an eligible non-citizen.
- Be making satisfactory academic progress. For details please visit https://www.ensign.edu/satisfactory-academic-progress.
Be current on any required repayments of federal grants and/or federal student loans received for attendance at any school.
- Have a valid Social Security Number.
How to Apply for Federal Student Aid
We recommend all federal financial aid students visit the “Financial Aid Steps” at https://www.ensign.edu/financial-aid for information about how to apply for federal aid.
- Complete a FAFSA https://www.ensign.edu/financial-aid/step-1-submit-your-fafsa
- Check your Ensign College Email https://www.ensign.edu/financial-aid/step-2-check-your-college-email
- Submit Required Documents https://www.ensign.edu/financial-aid/step-3-submit-required-documents
- View or Accept your Financial Aid Awards https://www.ensign.edu/financial-aid/step-4-view-your-financial-aid-offer
- Receiving Your Aid https://www.ensign.edu/financial-aid/step-5-receiving-your-financial-aid
- Staying Eligible